L.C. Poitier Funeral Home

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Q: What is the difference between whole life and term insurance?

A: Whole life insurance is an investment vehicle as well as an insurance policy: the cash value of the policy increases with each premium you pay, and you can eventually withdraw or borrow against the money. Term insurance is valid only for the length of time specified in the policy. If you die within the term of the policy, there will be a payout, but otherwise the policy has no cash value.

Q: What is a living will?

 A living will is a type of advance directive in which you put in writing your wishes about medical treatment should you be unable to communicate at the end of life. Your right to accept or refuse treatment is protected by constitutional and common law.


Steps to Take at Time of Death

Depending on where the death occurs and under what circumstances, this section explains what you should do when a death occurs:
  • Death at an Institution: When the death occurs at a hospital or nursing home, the medical staff should take care of all the necessary legal steps. You just need to notify the medical staff that L.C. Poitier Funeral Home is the funeral home handling arrangements so they can have you sign any necessary release paperwork.
  • Anticipated Death at Home: Today more people with terminal illnesses are electing to die at home under the care of hospice. In this situation, you just need to notify hospice that L.C. Poitier Funeral Home is the funeral home of your choice. They will then take care of all of the necessary legal requirements. Many times when someone has a terminal illness, the family will elect to make prearrangements with us so that they are not overwhelmed with the many important decisions at the time of death.
  • Unanticipated Death at Home or Elsewhere: In these situations, immediately call 911. The police and emergency medical personnel will then determine the appropriate steps to be taken. Often, the police can release the human remains directly to our funeral home. However, in certain cases, the body may need to go to the Medical Examiner's office so that they can determine the cause of death.
  • Death out of State: If a death occurs outside of Florida, you should call L.C. Poitier Funeral Home at (954)943-7050 24 hours a day. We can coordinate with a local funeral director at the place of death.

L.C. Poitier Funeral Home * 317 NW 6th St * Pompano Beach * Florida * 33060 Phone: (954)943-7050 Fax: (954) 943-0994